What is the first thing that comes to mind when you think of the best travel credit card? That it lets you travel inexpensively? Or it could be that you will not have to go through dozens of hoops in order to get it? Worry not, because we have lined up a number of great options that are sure to reward you for your everyday use. Though the list is in no priority, it sure sheds light on the benefits that each of them offers and each one comes with unique perks.
1. Chase Sapphire Preferred® Card
Chase is known for its credit cards, right? That’s true. And when it comes to best travel credit cards, Chase does not lag behind either. The first thing one can ask for in a best travel credit card is to escape any foreign transaction fee. That is true in this case. You are exempted from any foreign transaction fee. Also, when you think of traveling around the world, or even to a specific country, you would prefer discounts on hotels and airlines, right? Congrats! You’re in luck.
You get a chance to earn a whopping 50,000 points as you spend regularly in the first three months of getting your card. You have to spend a total of $4,000 in order to qualify for that and 50,000 points is the reward you will be getting. Convert it as per Chase Ultimate Rewards® and it becomes $625 toward travel. [i]
Forget the headache of getting blackout dates of getting your card declined for no reason. You can easily book a flight within minutes, as long as it is available, using your Chase Ultimate Rewards. Last but not the least, there is no Annual Fee on this Travel Card.
2. American Express Platinum Card
The best thing about this credit card is that you get no interest charges. This is because you pay your balance in full every month so the interest charges are exempted. You will be eligible for 60,000 Membership reward points and there are couple of requirements for that. First, you would have to spend up to $5,000 in the first 90 days after you get your card.
Among several benefits that you get, travel benefits stand out. With an exclusive benefit of $15 in Uber credits every month, you can get to any place you want to be, with more convenience. Moreover, you would be eligible for a $20 in the month of December. All these benefits are for Platinum card holders only and this could accumulate to $200 in Uber savings. [ii]
With more than 1,200 airport lounges in more than 129 countries, your platinum card works like a charm. Among the perks that you would enjoy while flying is $200 airline fee credit. All you have to do is sign up for a platinum card, choose a qualifying airline and enjoy a $200 as statement credits.
3. Capital One Venture
Who would not like to get a bonus in the form of 50,000 miles? I know I would. After signing up for Capital One Venture card. The best thing about this card is that there is a lot of flexibility with this card. You would experience that when it is time to redeem your earned miles. Moreover, there is no fee for the first year and the fee from next year is considerably low from what one might expect.
Surprisingly, there is an added benefit for this card. Every card holder is qualified for a reimbursement of their Global Entry fee (up to $100). This is something that is not common among the credit cards with such low annual fee.
Let’s talk about the miles that you can earn. For every dollar you spend on your card, you get 2 miles. As if this is not enough, you get to enjoy 10 miles for every dollar you spend if you book your stay using Hotels.com/venture. Keep a check on this promotion, because at the time of writing this article, it was valid until January 31, 2020.[iii] Remember that these benefits are separate from those that you already get on Hotels.com, like a free night stay on every 10 nights booked.
Continue to redeem your miles for any available flight, hotel stay or cruise etc.
4. Wells Fargo Propel American Express® Card
Forget about paying any annual fee at all. Sit back, relax and sign up for your Wells Fargo Propel American Express Card. The special thing about this card is that it offers a wide range of categories that give you 3 times the points for every dollar spent. This also makes it a viable option for several different types of card users.
Since there is no annual fee involved, you are eligible for 30,000 bonus points for spending your first $3,000. You have to make sure that you hit this threshold within first 3 months of signing up for your card. The cash redemption value, if calculated becomes $300, which is really good. Moreover, if you feel the need to use balance transfers, you can enjoy a 0% intro APR for the coming year (12 months) on purchases and balance transfers.
Rewards rate make it easy for you to accumulate points as you get 3 points for every dollar spent. It could be on dining out, a gas station, transit purchases, hotel stays and car rentals etc. Who wouldn’t want to have this card in their wallet when travelling? Make sure to read their terms and conditions or even get in touch with them to know more about their requirements and benefits.
Our list of 4 best 2019 travel credit cards
covered some of the best deals available at the moment. You can choose any
option that suits your preferences best. Also, make sure to verify the stats
and rewards at the time of applying for a credit card.